HDFC Bank
HDFC Infinia Credit Card
Invite-only metal card: 5 points per ₹150 + unlimited lounges
₹12,500 + GST a yearPremium
Read reviewApply link soon
Affiliate link
PLAN · INVEST · GROW
Find the right credit card in 2 minutes
Honest, numbers-first reviews of Indian credit cards — fees, rewards and the catches banks don't shout about.
सही क्रेडिट कार्ड, सीधी भाषा में।
39 cards reviewed · Data from official bank websites · Updated Sep 2026
Find my card
Three questions, then your top three matches.
Browse by need
अपनी ज़रूरत चुनिए।
Cashback
7 cardsStraight money back on what you already spend.
Online shopping
6 cardsAmazon, Flipkart and big-brand sale days.
Swiggy & Zomato
5 cardsFood delivery and dining, week after week.
Travel
6 cardsLounges, miles, hotels and low forex markup.
Train tickets
3 cardsIRCTC bookings with real savings on AC classes.
Fuel
4 cardsPetrol and diesel, minus the surcharge.
UPI (RuPay)
3 cardsCredit cards you can link to UPI apps.
Lifetime free
2 cardsNo joining fee, no annual fee, ever.
Under ₹500 a year
10 cardsCheap to keep, still worth keeping.
Premium
5 cardsSuper-premium cards and what they demand back.
Bills & recharges
3 cardsElectricity, mobile and everyday payments.
Lifestyle & brands
5 cardsShopping, movies and brand partnerships.
Latest reviews
HDFC Bank
Diners Club Black Metal
10,000 bonus points a quarter + unlimited lounges
₹10,000 + GST a yearPremium
Read reviewApply link soon
Affiliate link
HDFC Bank
HDFC Millennia Credit Card
5% cashback on Amazon, Flipkart, Swiggy & 7 more apps
₹1,000 + GST a yearCashbackOnline shopping
Read reviewApply link soon
Affiliate link
SBI Card
CASHBACK SBI Card
5% cashback online, 1% offline, no merchant list
₹999 + taxes a yearCashbackOnline shopping
Read reviewApply link soon
Affiliate link
HSBC
HSBC Live+ Credit Card
10% cashback on food, groceries, shopping & bills
₹999 joining + ₹999 annualCashbackSwiggy & Zomato
Read reviewApply link soon
Affiliate link
HDFC Bank
Swiggy HDFC Credit Card
10% back on Swiggy + 5% on online spends
₹500 + GST a yearCashbackSwiggy & Zomato
Read reviewApply link soon
Affiliate link
Watch in 60 seconds
60 सेकंड में पूरा रिव्यू।
Short review #1
Add your Instagram reel or YouTube Short link to a card and it appears here.
Short review #2
Add your Instagram reel or YouTube Short link to a card and it appears here.
Short review #3
Add your Instagram reel or YouTube Short link to a card and it appears here.
Videos load only when you scroll to them, so the page stays fast.
This week in money
Weekly roundup29 Sept 2026
This week in money: UPI credit limits, lounge cuts and two new cards
RBI clarified UPI-on-credit-card limits, two banks trimmed lounge access, and HDFC opened PIXEL Play to more cities.
2 min read
Getting started30 Sept 2026
How to use your first credit card without falling into debt
Set your own limit, pay the full bill every month, and treat the card like a debit card that pays you back.
3 min read
Basics30 Sept 2026
How to pay your credit card bill: every method, ranked
UPI, autopay, net banking or third-party apps — which way to pay is fastest, free and safest.
3 min read
Why trust us
Numbers, not adjectives
Every figure comes from the bank's own website and fee document, with the date we checked it.
We show the catch
Caps, exclusions and waiver conditions get the same space as the cashback.
Nothing sensitive, ever
No card numbers, OTPs or passwords. We never ask, on any page.
One email every Friday
Card of the week plus the best offers. Free.
Join the WhatsApp group
Offers, fee changes and quick answers. कोई स्पैम नहीं।