#1
HSBC
HSBC Visa Platinum Credit Card
Lifetime-free card with fuel savings & Visa Signature perks
Lifetime freeFuelLifetime free
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Best cards
Best fuel cards in India (2026)
Fuel cards waive the 1% surcharge and add reward points on top. Caps are strict, so treat them as a tank-a-week card.
हर कार्ड की फ़ीस और शर्तें साफ़-साफ़।
#2
SBI Card
BPCL SBI Card OCTANE
7.25% value back on BPCL fuel + 4 lounge visits a year
₹1,499 + taxes a yearFuel
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#3
SBI Card
BPCL SBI Card
4.25% value back on BPCL fuel
₹499 + taxes a yearFuelUnder ₹500 a year
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#4
HDFC Bank
IndianOil HDFC Card
5% back as Fuel Points at IndianOil, groceries & bills
₹500 + GST a yearFuel
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Side by side
| Card | Annual fee | Headline reward | UPI |
|---|---|---|---|
| HSBC Visa Platinum Credit CardHSBC | Free | Lifetime-free card with fuel savings & Visa Signature perks | No |
| BPCL SBI Card OCTANESBI Card | ₹1,499 + taxes a year | 7.25% value back on BPCL fuel + 4 lounge visits a year | No |
| BPCL SBI CardSBI Card | ₹499 + taxes a year | 4.25% value back on BPCL fuel | No |
| IndianOil HDFC CardHDFC Bank | ₹500 + GST a year | 5% back as Fuel Points at IndianOil, groceries & bills | No |
Questions people ask
How did you rank these cards?
By net value at typical Indian spending: reward rate, minus the annual fee, after the monthly caps. Not by commission.
Can I hold more than one of these?
Yes, and pairing a free card with one paid card usually beats holding a single expensive one. Check each card's fee waiver condition first.
How often is this page updated?
Every card page carries the date we last checked the bank's own website. When a reward rate changes, we post it in the news section.
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