#1
HSBC
HSBC Live+ Credit Card
10% cashback on food, groceries, shopping & bills
₹999 joining + ₹999 annualCashbackSwiggy & Zomato
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Best cards
Best cards for Swiggy & Zomato in India (2026)
Swiggy and Zomato orders add up fast. These cards pay the most on delivery, with caps that are easy to hit in a single month.
हर कार्ड की फ़ीस और शर्तें साफ़-साफ़।
#2
HDFC Bank
Swiggy HDFC Credit Card
10% back on Swiggy + 5% on online spends
₹500 + GST a yearCashbackSwiggy & Zomato
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#3
HDFC Bank
Swiggy BLCK Credit Card
10% back on Swiggy + 5% online + Swiggy BLCK membership
₹1,000 + GST a yearSwiggy & Zomato
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#4
HDFC Bank
Swiggy Ornge Credit Card
5% back on Swiggy & online + 12 months of Swiggy One
₹500 + GST a yearSwiggy & Zomato
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#5
HDFC Bank
Diners Club Privilege
5X points on Swiggy & Zomato + quarterly vouchers
₹1,000 + GST a yearSwiggy & Zomato
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Side by side
| Card | Annual fee | Headline reward | UPI |
|---|---|---|---|
| HSBC Live+ Credit CardHSBC | ₹999 joining + ₹999 annual | 10% cashback on food, groceries, shopping & bills | No |
| Swiggy HDFC Credit CardHDFC Bank | ₹500 + GST a year | 10% back on Swiggy + 5% on online spends | No |
| Swiggy BLCK Credit CardHDFC Bank | ₹1,000 + GST a year | 10% back on Swiggy + 5% online + Swiggy BLCK membership | No |
| Swiggy Ornge Credit CardHDFC Bank | ₹500 + GST a year | 5% back on Swiggy & online + 12 months of Swiggy One | No |
| Diners Club PrivilegeHDFC Bank | ₹1,000 + GST a year | 5X points on Swiggy & Zomato + quarterly vouchers | No |
Questions people ask
How did you rank these cards?
By net value at typical Indian spending: reward rate, minus the annual fee, after the monthly caps. Not by commission.
Can I hold more than one of these?
Yes, and pairing a free card with one paid card usually beats holding a single expensive one. Check each card's fee waiver condition first.
How often is this page updated?
Every card page carries the date we last checked the bank's own website. When a reward rate changes, we post it in the news section.
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