Tools

Rewards calculator

Put in what you spend each month. We work out what each card pays back over a year, take off its annual fee, and rank what's left.

अपना खर्च भरें, नेट फ़ायदा देखें।

Your monthly spend

₹6,000
₹3,000
₹6,000
₹3,000
₹2,000
₹4,000
₹6,000

Total: ₹30,000 a month · ₹3,60,000 a year

Top 5 cards for you

Net value = a year of rewards, minus the annual fee.

HSBC Live+
₹23,781
HSBC RuPay Cashback
₹14,081
Swiggy HDFC
₹9,220
IndianOil HDFC
₹8,740
Swiggy BLCK
₹8,720
1
HSBC Live+ Credit Card

₹24,780 rewards − ₹999 fee

₹23,781

Apply link soon
2
HSBC RuPay Cashback Credit Card

₹14,580 rewards − ₹499 fee

₹14,081

Apply link soon
3
Swiggy HDFC Credit Card

₹9,720 rewards − ₹500 fee

₹9,220

Apply link soon
4
IndianOil HDFC Card

₹9,240 rewards − ₹500 fee

₹8,740

Apply link soon
5
Swiggy BLCK Credit Card

₹9,720 rewards − ₹1,000 fee

₹8,720

Apply link soon

Estimate only. Caps, exclusions and redemption value vary; check the bank's terms. Fees shown exclude GST.

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