#1
HDFC Bank
HDFC Millennia Credit Card
5% cashback on Amazon, Flipkart, Swiggy & 7 more apps
₹1,000 + GST a yearCashbackOnline shopping
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Best cards
Best cards for online shopping in India (2026)
Amazon and Flipkart carry most of India's online spend, and a good card turns that into 5% back. Watch the merchant lists: they change without notice.
हर कार्ड की फ़ीस और शर्तें साफ़-साफ़।
#2
SBI Card
CASHBACK SBI Card
5% cashback online, 1% offline, no merchant list
₹999 + taxes a yearCashbackOnline shopping
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#3
HDFC Bank
PIXEL Play Credit Card
Pick your own 5% cashback categories
₹500 + GST a yearCashbackOnline shopping
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#4
HDFC Bank
Tata Neu Infinity Card
5% back in NeuCoins on Tata Neu & partner brands
₹1,499 + GST a yearOnline shopping
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#5
HDFC Bank
Tata Neu Plus Credit Card
2% back in NeuCoins on Tata brands
₹499 + GST a yearOnline shoppingUnder ₹500 a year
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#6
SBI Card
SimplyCLICK SBI Card
10X points on 11 partner brands + ₹4,000 in milestone vouchers
₹499 + taxes a yearOnline shoppingUnder ₹500 a year
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Side by side
| Card | Annual fee | Headline reward | UPI |
|---|---|---|---|
| HDFC Millennia Credit CardHDFC Bank | ₹1,000 + GST a year | 5% cashback on Amazon, Flipkart, Swiggy & 7 more apps | No |
| CASHBACK SBI CardSBI Card | ₹999 + taxes a year | 5% cashback online, 1% offline, no merchant list | No |
| PIXEL Play Credit CardHDFC Bank | ₹500 + GST a year | Pick your own 5% cashback categories | No |
| Tata Neu Infinity CardHDFC Bank | ₹1,499 + GST a year | 5% back in NeuCoins on Tata Neu & partner brands | No |
| Tata Neu Plus Credit CardHDFC Bank | ₹499 + GST a year | 2% back in NeuCoins on Tata brands | No |
| SimplyCLICK SBI CardSBI Card | ₹499 + taxes a year | 10X points on 11 partner brands + ₹4,000 in milestone vouchers | No |
Questions people ask
How did you rank these cards?
By net value at typical Indian spending: reward rate, minus the annual fee, after the monthly caps. Not by commission.
Can I hold more than one of these?
Yes, and pairing a free card with one paid card usually beats holding a single expensive one. Check each card's fee waiver condition first.
How often is this page updated?
Every card page carries the date we last checked the bank's own website. When a reward rate changes, we post it in the news section.
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