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HDFC Bank

PhonePe Ultimo Card

10% back on PhonePe bills, recharges & travel

₹999 + GST a yearBills & recharges

Data checked on 28 Sept 2026 from the HDFC Bank website.

Some links are affiliate links. We may earn a commission if you apply, at no cost to you. It never changes our review.

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Our verdict for this card is being written.

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Our verdict for this card is being written.

Rewards

Reward rates and caps for this card aren't published here yet — we add them from the bank's fee document as we verify each line. Until then, check the bank's own page linked at the bottom.

Real math

A worked monthly example for this card aren't published here yet — we add them from the bank's fee document as we verify each line. Until then, check the bank's own page linked at the bottom.

Run your own numbers in the rewards calculator →

Fees & charges

Joining feeNot added yet
Annual fee₹999 + GST a year
Fee waiverNot added yet
Forex markupNot added yet
Late payment feeNot added yet

Benefits

Lounge, milestone and welcome benefits for this card aren't published here yet — we add them from the bank's fee document as we verify each line. Until then, check the bank's own page linked at the bottom.

The catches

Every card has caps and exclusions. We publish this card's list once each line is verified against the bank's fee document — don't assume there are none.

Eligibility

Not published by the bank in a form we can verify — check with the bank before applying.

Watch the reel

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Ready to apply?

You'll finish the application on the HDFC Bank website.

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Some links are affiliate links. We may earn a commission if you apply, at no cost to you. It never changes our review.

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Sources: the HDFC Bank official website and its published fee schedule.

Data last checked on 28 Sept 2026.

PhonePe Ultimo Card

₹999 + GST a year

Apply link soon